The Home Loan Checker welcomes Union
Shopper Members
"Stop losing your hard earned money.
Chances are you are owed thousands of
dollars by the banks and you will never
know it."
You are about to discover a "secret"
your bank manager would love to keep
secret.
If you aren't checking your past and
present bank statements for mistakes
then you could be throwing away
thousands of hard earned dollars ....
totally unnecessarily.
Worse still, these errors are
compounding every year so they would be
costing you more and more as time goes
by.
Union Shopper members have an exclusive opportunity to save $44 on the Home Loan Checker program, that’s almost 20% off!
This program is a "must have" for all home owners, renovators and investors.
Due to the overwhelming response The
Home Loan Checker has had from Union
Shopper members they are now
offering an extra
$5 discount,
meaning a saving of $44 for you, but
only until midnight Thursday 25th
February!
MEMBER
OFFER: We've shared
with you previously that Union
Shopper has organised a $44 saving
for you (that's a saving of almost
20%, which also includes The Home
Loan Checker's $250 'Success
Guarantee'.
All members who'd already purchased
were in the running to win a $200
Woolworths WISH Gift Card, and the
lucky winner of that first prize
draw is Peter M., a CEPU Elect (ETU)
member of Urangan Q. We hope you
enjoy your week's shopping courtesy
of The Home Loan Checker!
Due to the overwhelming response The
Home Loan Checker has had from Union
Shopper members they are now
offering an extra $5 discount,
meaning a saving of $44 for you, but
only until midnight Thursday 25th
February!
Get your order in quick as there's
only a short time remaining!
If you want to find out how to stop the banks from taking advantage of you through errors and faulty systems, then keep your eyes glued to this page for the next 3 minutes; you are in for some shocking surprises.
The banks have probably already overcharged you many times this year without even knowing it!
"I have found errors in some cases over hundred dollars on my monthly statements, .....
which has added up to over
$14,000.00. Thanks for the program"
Grant Redding - Nerang, QLD.
"I have now been reimbursed the exact amount of discrepancy I had found using your program of
$7,563.04 plus reimbursement of the cost of the package against my loan."
Ann-Maree Enders - Kingsley, WA.
"I have checked 2 mortgages and I have another 8 or 10 loans to go.
So far I have found an overcharge of
$5,156.29 and then $684.98 for compounded interest. The loan started in September 2002 and is still in place. So thank you for the programme, it will help make my money work for me rather than be used by the bank free of charge.
This product sure is a real winner."
Edward Nixon - Hahndorf, SA.
“Your software has uncovered
overcharging by my bank to
the tune of almost
$1,300
just for the last two years.
Like so many others, I had
assumed the Bank would get the
figures correct.”
Mike V - Bungendore, NSW.
"We found a
discrepancy of $8,643.00
on our fixed loan and this has
now saved us $33,000 over
the life of our loan."
Mrs. Mackenzie - Logan City, QLD.
I don't know about you, but I work hard to pay off my mortgage as quickly as possible. Then to have the bank make mistakes and incorrectly take money from my account is not only unfair, but insulting.
I never considered it necessary to check the calculation of my bank statement. I didn't think there would be a need. I couldn't have been more wrong. Every day people are receiving bank statements in the mail for their mortgages, saving accounts, personal loans and overdrafts that they assume are correct, but they are totally mistaken.
Do you actually believe your bank .... or non-bank lender ..... would never make a mistake on your account?
- Prue Moodie, Australian Financial Review
"It would be naive to think there's such a thing as a perfect system, and that mistakes will never happen. Mistakes are a fact of life and I am not suggesting that banks intentionally do anything wrong…..
– Paul Clitheroe - Host of Channel 9's Money show and chief commentator for Money magazine
........
"The era of trusting the banks has long gone." – Justice Clarke - New South Wales Supreme Court.
........
"Banks get almost every interest calculation on mortgages and overdrafts wrong at some point." - Roy Brown - Managing Director of Interest Research Bureau (IRB).
I can't believe how totally naive I had been, just accepting
that the banks never actually made a mistake and my statements
were 100% accurate. Now surely these mistakes are just tiny
errors involving a few cents here and there? Well guess again.
Banks Are Making Mistakes On
Accounts
Just Like Yours .... Every Day.
More Customer Horror Stories
...
"Since I started using the Home Loan
Checker software,
I've found month-to-month discrepancies of up to $3,000
a month."
Gregory Dominish - Beacon Hill, NSW
"15 years ago a bank forgot
to credit our account over
$5,000.00 which we
deposited.
This could happen to anyone.
Thankfully we got our money back
and an apology ... but a simple
apology doesn't seem enough when
it involves such large sums of
money.
Janine Thurgood -
Ocean Shores, NSW
"We had been concerned about our
loan for a while - there seemed
to be a number of strange things
happening. Home Loan Checker
found that because of an error
on our offset account,
we had been overcharged
$3,517.57 and this was on
a loan that is only $66,000 and
was only over a 10 month period!
Home Loan Checker also calculated
that we were owed an additional
$136.74 in compounded interest
on this error - so, a total of
$3,654.31. We also found a
second error where some
repayments had gone to the wrong
place - this was another
$5,830.00.
So, the total
error came to $9,484.31 - all in
only a 10 month period.
If
these errors had not been
detected, we would have paid
approximately an extra $55,000
in interest over the life of the
loan".
Bayley and Carolyn Vincent -
Barden Ridge, NSW.
If you are like many people you may be
tempted to think that "this can't happen to
me" or that this "isn't a real problem and
it's being blown out of proportion." Before
you make that mistake think about this.
Recently a major Australian bank found they
had overcharged fees on 55,000 customer's
accounts and it totalled $52,000,000.
That's right $52 million dollars.
That's an average of $945 for each person.
What I find pretty amazing about this
is that the bank found the problem NOT
the customers. That means that fifty five thousand people
didn't notice the
best part of one thousand dollars missing
from their bank account.
You may be thinking "I know I'd sure notice
$1,000 missing from my account." ... but I
am willing to bet you $200 right now that if
you called those 55,000 people mentioned
above they'd have said exactly the same
thing before the bank informed them of the
little blunder they made on their account.
So why didn't they notice the $945
overcharges?
The problem is that bank statements can be
difficult to read and are not always what
they seem. Some of the errors are very
difficult to locate if you don't know what
to look for.
“We strive for quality in everything we do, but banking is done by humans and
sometimes there are mistakes. (Head of corporate relations for National Australia Bank)”
Australian Financial Review “The Bank has admitted that a large part of hundreds of
interest charge calculations could be wrong…“Colonial State said the banks’ experts had looked at the disputed interest calculations,
admitted there were errors …and were now looking at quantifying that overcharging.”
The Sydney Morning Herald
“The Bank of New Zealand, a subsidiary of the National Australia Bank, has sent letters to 1700 customers
apologizing for overcharging fees on their deposit accounts. The bank said processing errors caused by
a computer glitch led to the accounts being overcharged.”
Australian Financial Review
“The bank (National Australia Bank’s Irish subsidiary) revealed it had also reimbursed several customers undisclosed sums of money after the
investigations uncovered a ‘system error’ which led to some borrowers being
charged incorrect interest rates.”
Australian Financial Review
“The National Australia Bank has apologized to a
leading economist who claimed extra fees on his loans
were a “systematic rip off.” (The economist)
discovered a $512 “overdraft/line service fee” wasn’t in
his original mortgage contract, and a $288 charge when
he closed the loan. He also challenged a $10 monthly
account keeping fee when the contract said it was only
half that.” A National Australia Bank spokesman…said the
problem arose because the wrong code was put into the
computer.”
The Sun Herald
“The giant ANZ banking group in Australia has
agreed to pay compensation to certain customers…conceding
that it had overcharged thousands of customers.”
The Australian
“The National Australia Bank’s Irish subsidiary will
reimburse $302,000…following the findings of two
investigations into overcharging on accounts”
Australian Financial Review
“It’s head of corporate relations (for National
Australia Bank), Mr Haydn Park, said…mistakes that were
picked up by customers or their advisers were rectified…
When someone comes to us and says ‘You’ve done something
wrong, then we don’t quibble, we do something about it.”
Australian Financial Review
“It emerged that as many as 140,000 customers
were wrongly charged debits tax totalling about $10
million.
And errors in annual fee charges for some home loan
products, including the popular National Choice Package,
wrongly netted the bank a further $52 million.
The mistakes hit 55,000 such products.
NAB will reimburse all wrongly charged accounts and
pay $18 million in lost interest. Mr Fahour has
apologised.”
The Age
"[In
accounts for over 20 of my clients]
I have discovered overcharges in
approximately 75% of cases. The
total of all mistakes, including
overcharges of interest, fees and
other irregularities amounts to over
$500,000"
–
Joe Naggy former Citibank
executive now runs Midmark Financial
Services
.........
“The
incidence of error is extremely
high. We recently checked 282 normal
statements and 152 of those were
incorrect. It really is alarming.”
-
John Scilly
former executive with Advance Bank
........
“A
recent survey of bank statements
conducted by The Interest Savers for
Sydney Morning Herald readers showed
an error rate of 54%, ....... The
Herald's switchboard was jammed for
a week by callers wanting their
statements checked.” - Journal of
The Institute of Chartered
Accountants in Australia
........
"The
bank statements are never
clean, [citing the experience
of some 350 clients since IRB opened
in 1994]. "Significant
errors" occurred in 90% of
statements.." - Roy Brown
Managing Director of IRB
There
is a way to keep the banks honest. We
now have a simple and powerful tool to check
our bank statements quickly, easily and most
importantly 100% accurately - Home Loan
Checker.
But
is it worth it? How often do these mistakes
happen? Unfortunately, it is far more often
than you would think.
A
former Commonwealth Bank officer, Martin
McKenna, has found that ...
only
one in 70
cases he has examined involves
the undercharging of interest
the
other 69 have all been overcharged.
That
gets you thinking about these
"mistakes" when it favours the
lender that much doesn't it!
"The
average error is about $242 per monthly statement.
Hundreds of thousands of Australians
are potentially affected” The
Daily Telegraph - December 24, 2000
Staggering
isn’t it? When I discovered the rate at which banks made
mistakes I was stunned but assumed it must have just been
a few dollars here and there; $242 dollars per monthly
statement is incredible.
So
what does this all mean? What does it add up
to? You do your own sums, but here is what the
statistics (and the most conservative ones at
that) had me thinking when I first discovered
them ...
Annual
statements: 12
Statements
with errors: 6 (12 x 54%)
Mistakes
in lenders favour: 84%
Number
of statements with errors in banks favour: 5
(6 x 84%)
Average
monthly statement error: $242
This
tells me that on average the interest
they overcharge in one year on your loan
account is $1,210.00 Ouch!
Don't
get angry, get even..... get back what they
owe you.
There
is something you can do about this, you don't
have to be a helpless victim of the banking
system. Average homeowners around Australia
are getting their money back from the banks
every day. There are thousands of real life
examples of people who have been over charged
and been repaid anything from $600 to
$100,000.
You may remember these stories that made the
newspapers.
The Sun Herald - George De
Costa - Petersham Accountant. Had his
statements checked and found he was
overcharged $26,500.
Daily Telegraph - Grahame
Hostein - Glouster NSW Checked his loan
and
discovered he was owed $130,000.
"I all the time had a
feeling that my home loan
bank statements were
incorrect. I did not know
how to calculate or prove
that there are discrepancies
until I heard about the
Home Loan Checker program. I
found the software easy to
use and I discovered that my
bank owes me around $500."
Barak - Canberra, ACT.
"....I am due a refund of
approximately. $5,000.00. Which
will do nicely for my overseas trip I am planning next March."
Angela
Fulton - Reservoir, VIC.
"Thanks everyone.
I've just found $1,100.00 over the
last 3 years owing to me from
my bank in overcharged interest on a
home and investment loan. They
were totally shocked with being
caught!"
Steve Atkin - Port Macquarie,
NSW.
The
bad news is that knowledge is a dangerous
thing. Knowing what you now know, you have to
some extent cornered yourself into making an
important decision. You will decide one
way or another how you are going to deal with
it. Before leaving this page you will select
one of the following alternatives...even
if you think you haven't decided.
Option
1:
The
first alternative is to either
"think about it" or continue
doing nothing and have the banks take
advantage of you to the tune of
$1,210 a year on average. I suppose
this is the ostrich approach, stick
your head in the sand and hope it goes
away, good luck with this one, you're
going to need it.
Option
2:
Pay
a bank statement checking company
(like IRB mentioned above) to check
for you. The interesting thing to note
about these companies existence is
that obviously bank errors occur often
enough for these guys to make a pretty
healthy full time income (keep that in
mind if you are leaning toward the
option above). The down side is that
they charge $55 per monthly statement
to check for you and a 20%
"success fee" on the
bank’s refund. So the costs you are
looking at are $55 x 12 = $660 plus
$1210 x 20% = $242(20%
of the refund)Total Cost = $902 each year.
Option
3:
Ask
the the very people who got it wrong
in the first place - the banks - to
check your statements for you.
Generally they charge $200/hour
to do this for you. Ask yourself this
question, "why would I trust them
to get it right this time if they
couldn't before?" Isn't this a
bit like putting the fox in charge of
the hen house?
Option
4:
Use
a dedicated piece of software using
the internationally accepted formula to
calculate your interest bill to check on the banks for you
.... for less than the banks' hourly rate.
It
is a bit of a "no brainer" isn't it?
The Home Loan Checker software is by
far the most cost-effective solution
available.
To do nothing is either
naive or nuts, as is paying the bank to check
your statements for you. Paying a firm to do
it for you isn't a bad option but if you want
to dig through 6 years worth of statements at
$55 a month you are looking at $3,960 plus 20%
of the overcharges they find. Why not use
the same kind of software these firms use to
find banking errors every day for
a fraction of the cost?
Undoubtedly
you will have seen
countless exposés about the banks
on TV programs including Channel 7's "Today
Tonight", Channel 9's "Money" and "a Current
Affair", plus The ABC's "4 Corners", "7.30
Report" and "Sunrise".
Click the play button below to watch a short
YouTube video of A Current Affair looking at
bank errors.
To
order your copy of Home Loan Checker
now and to learn about our $250
Success Guarantee click here.
The software was made for
non-computer users so it is very easy to
use. You just type in the start and ending
dates of your statements, the interest rate
(or several interest rates if the rate
changes during the month) and the changes in
the balance of the account and the software
does the rest.
Click here to open a window
to see just how easy it is.
"From a data entry point of view I
loved the system. It was very simple to understand and the best part is
the program creates a letter to send to the bank, which I did.
6
weeks later the bank sent us two cheques, one for the Husband and one
for me. The total we received from the bank was $4,000.00.
Best
investment I have made all year. Thank you thehomeloanchecker."
Mychelle Morrissey and Gus Mulder
- Wattle Grove,WA.
"I would like to thank you for
such an easy software package
which is very user friendly"
Irene James -Greenbank,
QLD.
"I
got a few bank accounts with CBA.
After seeing with
Home Loan Checker that we can
claim back our overdraft
charges, we straight away use
the software to generate
letters. As a result, CBA
refunded us back about $180.
That is pretty NEAT, just
about
4 minutes job to check the
statements & use the software to
generate letters & mail it to
the bank."
Thank you Home Loan Checker & Dave &
His Team !!
Ivan Paulus - Maroubra, NSW.
The software can check all sorts of
accounts for you, off-set accounts, lines of
credit, variable home loans, any type of
account no matter what fancy name your lender
gives it. We are yet to find an account we
cannot check.
Click here
for
a list of accounts the Home Loan Checker
software can
check.
“A
mistake at the beginning could prove pretty
expensive over the long term”
Paul
Clitheroe
- Host of Channel 9's Money show
and chief commentator for Money magazine
"I
used the Home Loan Checker software
to check 2 years of my loan and
found errors of $353.51 (and this
was on a very small loan of only
$50,000). I then used the built
in Mistake Compounder and I am
delighted to say that
the bank has just deposited
$1,250.00 back into my account to
reimburse me for their error."
Jouko Hakola - Eight
Mile Plains,
QLD.
"Hi Dave - fantastic software,
easy to understand and to use.
The software was well worth the
investment as I found the bank
has
overcharged me about $1,200
over two years".
Angelo Likouras - Kilburn,
SA.
One
of the most powerful features of the software
is the Mistake Compounder. It is great to find a $300 error on
your statement from 10 years ago and even
better to get the money back. What
most people don't realise however is that it
is probably less than half the money you are
actually entitled to. In addition to
the money taken from your account interest
has also been charged on this money -
compounding every single day for the last
ten years. With the Error Compounder
you can now chase every cent you are entitled
to.
Now
I am sure you are probably thinking, "can't
I do the same with a spreadsheet?"
Yes, some people may be able to but firstly
you must be sure you are using the right
formula and secondly you will need to know how
to do some pretty complicated programming to
make sure it's accurate.
So even if you could do it, why waste the time
and effort when we have gone to all the
trouble for you?
I
just found the compounder and over 5
years
the bank owes me nearly
$1,000.
The biggest error, found in the last
statement was $470 so I am very
happy. Have another 2 loans to enter
yet!
Jacqui Smith - VIC.
"Thank you for your programme. It
really opened my eyes to see how
some reputable banks make errors or
known errors in their calculation of
interest. .... I found over
$500 of errors on interest
calculations. I provided the
bank with the calculation my
Watchdog programme and I was so
furious, that I called my client
bank manager to discuss this issue.
... he did say he will follow up and
if any errors occurred they would
credit my account with the
difference.
By way of example of the errors
incurred. I will share the following
scenario with you.
Bank Loan: $400,000
Interest: 7% calculated daily
Bank Calc.
Home Loan Checker Calc.
Difference
March 07
$2390
$2378
$12
Feb 07
$2301
$2147
$154
Just in two months, errors of
$166. I need basically to
employ someone to go back the last
five years, as I have lost all
confidence in banks and how they
just really do not care about you
only what they can get away with.
It's not right.
Joe Musolino - Drummoyne,
NSW.
The Banks Want To Give Your Money
Back.
We are frequently asked "will the banks
actually give me my money back?" The answer
is of course they will ... as long as you
can prove to them that they have made
a mistake.
The banks actually want to correct their
mistakes and give you your money back.
Recently
Mr Haydn Park,
the head of corporate relations of a major
Australian bank has said "When someone comes
to us and says ‘You’ve
done something wrong, then we don’t quibble,
we do something about it.".
But if you don't check your statements and
find the errors to show the banks where they
have gone wrong you will never know just how
much you have been overcharged.
"... I wrote to the bank using
Home Loan Checker's letter generator and the bank not only paid up the
money I asked for, they were honest enough to find errors going back
further and paid me over $500. A pretty good investment as far as I'm
concerned"
Ian Cowden - Birkdale -
QLD.
"I also have to say that the Building Society in
question have been really good to us in the past and when
I told them of
the payout error they apologised and refunded amounts immediately which
was $771.84.
I really would not have thought to even look at the
statements if I had not had 'Home Loan Checker' in the back of my mind
so thank you."
Sharon Horton - Thornton, NSW.
"Your
home mortgage is the biggest
investment you will every make in
your life. Why wouldn't you take
some time to make sure that it is
right. At the end of the day it
is your money and you are entitled
to get it back."
David
Niven - Lawyer specialising in
fighting legal battles with the
banks. As seen on A Current Affair.
No
other program we have tested can make this
claim.
With your Home Loan Checker software not
only are you guaranteed to find errors in
your bank statements (see below for details)
but we also back this up with a "100%
accuracy guarantee".
The
Home Loan Checker software uses the
internationally accepted formula for the
calculation of bank interest. As
a result the banks have to take the results seriously; they have to
accept the print-out which means you will get
your money back.
Why is this guarantee so important?
There are a few other pieces of software on
the market that "claim" to be
accurate, we know about them because we have
checked them all out. We checked them
because wanted to
make sure that you have the very best tool
available to get your money
back from the banks.
That's why we are prepared to
GUARANTEE the results you will get
with our software (you will find that no
other software will actually guarantee you
results .. and why do you think that
is?)
Everyone knows that "you get what you pay
for". Why would you risk what is potentially
thousands of dollars of your own money on
some piece of "free ware" that you got off
the front of some magazine? Exactly, it just
isn't worth the risk (and embarrassment) of
it getting it wrong.
Every other piece of software we have
checked has fundamental mistakes built
into it.
How embarrassed would you feel if this
happened to you? Imagine turning up at the
bank, ready to claim your hard earned money
back, statements in hand and software print
out in hand only to have a junior bank
teller point out that your supposedly
"accurate software" can't actually add up
3 numbers correctly or that your
compounded interest calculations are based
on the wrong time cycle.
We don't just
claim our software is accurate, we
GUARANTEE it. If you ever find errors in
our software we will refund your money in
full immediately no questions asked.
As
we said above the Home Loan Checker
software is
only a fraction of the cost of the other
alternatives. It is a very affordable
(normally $198)
Important:
Thanks to your Union membership, this
fantastic product is available
exclusively to you at $44 off,that’s almost 20% discount!
Purchase online now
for only $154 (inc. GST).This offer is only available
until July 14th.
“We have had a
number of requests from Members who
have missed the deadline for the Special Offer
and so we
have managed to extend the offer to
midnight this Friday 19th February,
2010. We are even having another
draw for a further $200 Shopping
Voucher.
"Thanks Legends... Got my CD Today,
ran it for a 4 month period tonight
and it has paid for itself
already!!!!!
Looks like I'm going to be busy for
the next few days/weeks going
through all my old statements.
Without a doubt, the best god damn
software I've ever used. Could not
be happier!!!!"
Steve McCarthy - St Clair, NSW.
Listen to Lucinda's
$2,012.00 Refund Story:
Click
the image above to see Lucinda's
full statement.
"6
months later after updating my
details in your program I found the
missing money and the bank credited
$2012 to my home loan. Certainly
nothing to be sneezed at with the
recent interest rate hike"
Lucinda
- Everton Hills, QLD.
"I
have found a mistake in the
first month of my loan! $97.00.
Thank god for your software!
Imagine that over another 30
years. Well worth the money
spent!
Thanks again too for the
brilliant software. Am trying to
get all my friends and family to
take a look at it!"
Owen Frankhouser
- South
Hobart, TAS
Check with your accountant but this software
is probably a tax deduction that you can
claim this year. Depending on your tax
bracket this software can cost you a little
over $80.
Finally,
because we really want this discount price to
increase our sales, we are throwing in six
exciting Free Bonuses if you order
online by
July 14th, 2010.
Please Note: All Bonus Items are digital
products - images are for illustration
purposes only.
Bonus
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property valuations found..
80%
of properties are undervalued - that's
right, 4 out of 5 properties were
given a lower value than they were
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35%
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The
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To submit a finance application without using this system can
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If you are
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Becoming
Your Own Banker reveals secrets kept from you
all these years because of the mindset that is
predominant in the entire financial world.
Written
originally as a textbook designed to
accompany a 10-hour course, Becoming Your
Own Banker is designed for the layman, not
the financial professional. Learn how to
put these secrets to work in everyday
terms. . .not financial double-speak. Here
is some of what is revealed to you:
$
How To Create Your Own Banking System $
Five Methods of Financing Automobiles $
How To Design an Insurance Plan that
Solves the
Banking Function $
Potential Sources of Capital $
Playing The "Cash Flow" Game $
The Cost of Acquisition $
The Retirement Trap
. . .and so
much more! There are 84 jam-packed pages
containing financial blueprints that, if
applied, can open up a whole new world for you
and those you care about.
Discover for
yourself, these important secrets and make
your life much simpler and much more
profitable. This brilliant ebook normally
sells for $25, again, yours absolutely FREE
when your place your order.
Bonus
#4 Selling Your Own Home Made
Easy.
Discover the secrets that real estate
agents don't want you to know!
Hey, let's face it. There are certain
situations in life that we just don't feel
equipped to handle. Like death, taxes and
selling your property.
The truth is, there isn't any mystery to
selling your own home. You just need the
right tools and information.
In a nutshell, you just need knowledge.
And, you will find it in Selling Your Own
Home Made Easy. Knowledge like: $
How do I market my home?
$
How do I negotiate?
$
What are the financing options? $
The answers to these burning questions and
many more are
just waiting for you.
Another $25 value - yours FREE.
Bonus
#5 Real Estate - With No Money
Down.
Isn't that the dream of most people?
Unfortunately, home ownership is an
illusive dream for millions of people.
The reason? Coming up with a large chunk
of cash for the deposit.
How would you like to get information on 5
non-profit sources that will GIVE you the
money for your deposit?
Do I have your attention? I thought so.
This innovative program is so new that
most agents and loan officers don't even
know about it.
You can grab this information today and
start moving into your new home just 60
days from now!
Don't wait... make that dream a reality
starting right now!
No - not $25 (the RRP) - yours FREE when
you order!
Bonus
#6 Fixer Upper Fortunes.
Unlike
those pricey "infomercials" that you see
on TV, "Fixer-Upper" properties will teach
you exactly what you need to do
to amass a fortune buying and selling
properties that need a little TLC.
Discover how and why it is that over 80%
of all millionaires made their money in
real estate.
Learn how to develop a winning "game plan"
Why you should only purchase "ugly
ducklings"
Answers to these questions and hundreds
more are available in "Fixer-Upper"
properties.
Normally $25 - yours FREE when you order.
That's $259 worth of FREEbonuses,
yours to keep just for ordering the software!
At
(normally $198)$154 this is by far the most cost
effective way to check on the banks and get
all your money back from them; plus $259 worth
of insider knowledge just for
ordering before
Tuesday July 14th, 2010 .
Better still you can order the software totally
risk free with a $250 Success Guarantee
(see details of this amazing guarantee below).
Just compare it with the alternatives....
Do
nothing and you are likely to pay 7 times
this amount in overcharges this year.
Pay
a statement checking company to check just
6 months of statements for you and you
will spend more than double the cost of
the software.
Ask
your bank to check your statements for you
and in just two hours you will be charged
more than double the cost of the software.
There
really is no comparison, Home Loan Checker is streets ahead of the
alternatives.
Find
errors in your bank statements or We'll
give you $250 for wasting your time.
I challenge you to find anyone else claiming
to have a solution to finding bank errors
who will match our guarantee. We cannot find
one of them the that will do it.
You
may be concerned that you will order the
software and then not find any errors in your
bank statements. We totally understand that
but we are so confident that you will find
errors in your bank statements that you can
take advantage of our "$250 Success
Guarantee". If
you do not find any errors in your bank
statements over a 4 year period not only will
we give you a 100% refund on the software but
we will also send you a cheque for $250.
Click here to print a copy of our guarantee for your
records. We understand that you are probably
worried we won't stand up to our end of the
bargain and pay out on the guarantee. Print this
out and you will have a record of our guarantee
... even before you start checking your
statements.
Look at what some of our
"unhappy" customers have to say.
I recommend the Home Loan Checker to
anyone and everyone who has a mortgage.
The software itself is easy and fun to
use. I have just finished checking more
than four years of mortgage statements
using the software and although I may be
one of the very few to have not found
even a single cent discrepancy in
interest charges, the peace of mind
afforded to me using Home Loan Checker
and ensuring the bank was correct, was
worth the effort.
Oh! but hang on, Home Loan
Checker guaranteed their software, so
that when I presented Dave and the team
with the evidence, they checked my
statements and true to their word,
they refunded me the purchase price of
the software plus $250 cold hard!!
Thanks to a very professional team! - Chris McCormick (Melbourne)
“
I checked
four years worth of statements on my
home loan (between 1994 and 1998). I
claimed on the Success Guarantee and
presented the relevant documentation to
Home Loan Checker. They refunded my
purchase price plus an additional
$100.00”
- Anatole
K. (Carnegie. VIC)
Please Note: When Anatole ordered
our software the Success Guarantee was
only $100, since then we have
INCREASED our Success Guarantee Payout to
$250 ... that's how sure we are
you have errors in your bank statements.
We
insist that you order the Home Loan Checker
software
entirely at our risk. That's why we are
offering the software Risk-Free,
with a $250 Success Guarantee.
There's absolutely NO RISK on your
part.
We
guarantee that you will find errors in
your statements or will not only refund
your purchase but send you an additional
$250
Why
are we going to such great lengths?
We
designed this guarantee for the 99% of people
who are honest, but naturally cautious -- not
the 1% who'll take advantage of us. But more
importantly .....
We have
offered this Guarantee to over 14,500
customers and only 9 of them have had
error free statements.
That means
a tiny 0.062% our clients have had error
free statements ...
so why
would
you think you are not one of the 99.94% of
people with errors in your statements
right now, waiting to be found.
You can see that the chances of you having
error free statements are staggeringly slim
(in fact just a tiny fraction of one
percent). We want you to check your
statements and get your money back from the
banks, we don't want you to feel like you may
be out of pocket in any way. With this
guarantee either way you can't lose. If
by some chance there are no errors in your
bank statements then we are the ones who wear
the cost -- not you.
We
can afford to make this offer because the
chances of you not finding errors in
your bank statements is so incredibly small.
You could say that we are banking on the banks
to get it wrong!
By
ordering the software today only one of two
things can happen and both
of them result in you receiving a cheque.
Order
the software, find the errors and your
bank writes you a cheque
Order
the software find no errors and we will
write you a cheque,
either
way you win.
See what this sceptic has to say ...
"I must admit if there was anyone who
was a sceptic, it was me!
After loading in all the data and
following the easy steps (even I can
do it and I hate instruction
manuals!), what started to unfold
were a series of errors the bank had
made!
I
reviewed the mortgage over a period
of 16 months and to my horror I
found that they had been charging me
more interest than I owed - a few
hundred dollars. I’m incredibly
grateful to Home Loan Checker - its
really one of the best investments
I’ve made. I’m rapped!"
Shalom Paul - Sydney, NSW.
Three
Ways To Place Your Risk-Free Order
1.)
The fastest and safest way to order is
directly online.
Click here to order online with our secure
server. Please
Click here
to read our safe shopping guarantee.
2.)
Click here to print a fax order sheet.
3.)
Click here to place a C.O.D. order.
P.S.
At this point
after reading a typical offer, you probably
think to yourself "Do I really want invest
in this program?" We know how you feel and
that's exactly why we offer the "$250 Success Guarantee".
Find errors in your bank statements or we
refund your money AND give you an additional
$250 for wasting your time.
You are in a
fantastic position, no matter what happens, as
a result of buying this software someone is
going to write you a cheque - either your bank
manager when you find the errors in your
statements or us if you don't.
Don't
forget the $259 worth of bonuses are
yours to keep no matter what, and better still
we will even compensate you with a $250 cheque. That's a guaranteed $250+ gain, no
matter what you find in your bank statements.
Click here
to order online now.
P.P.S.
If you don’t order the Home Loan Checker
right now, how will you know how
much your bank is ripping you off?
99.94% of our clients have found errors in
their statements, what makes you think you
wont? How much will you find?
P.P.P.S.
Remember from this moment on in your life you
are going to spend money whether you like it
or not, it
is up to you to determine how much. To
do nothing and take your chances with the
banks may feel like you are not
spending money but we are quite literally
guaranteeing that you will lose money in
overcharges. Alternatively you can order
Home Loan Checker and start to get your money
back from the banks ASAP.
